Volume Debt Resolution
DCB Legal issues thousands of claims for clients on a monthly basis, making us one of only 3 County Court Super Users. Our experienced approach leads to outstanding results for our clients.
Volume Debt Resolution
Letter Before Action
DCB Legal’s expert litigation team can assess a debt portfolio and issue a letter before action to all qualifying cases, ensuring an ethical, cost-effective approach to volume debt recovery.
Issuing a claim
In cases where the letter before action does not result in payment, DCB Legal can issue bulk claims through the Civil National Business Centre, resulting in a more efficient recovery process.
Enforcing an order
Once DCB Legal have obtained an order, we can seamlessly transfer the case to DCBL, meaning our clients are in the best position to recover their debt without delay.
Alternative means of enforcement are also available.
Specialist Litigation Lawyers
DCB Legal’s specialist volume debt resolution team issues hundreds of thousands of claims each year, leading to us becoming one of only 3 categorised County Court Super Users. Our investment in people, processes, and technology allows us to offer a cost-effective solution to volume debt recovery.
We have implemented several measures, including residency and credit checks, to ensure claims are issued only against those deemed appropriate. This has allowed us to achieve incredible results for our clients whilst maintaining an ethical approach.
DCB Legal Ltd is authorised and regulated by the Solicitors Regulation Authority under SRA registration number 638321.
phone0203 434 0426
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What’s involved in Volume Debt Resolution?
The process & timescales involved are as follows:
Stage One
Sending Letter Before Action
We will carry out all relevant checks to ensure each case is suitable and issue a formal letter before action, requesting the sums due and setting out the basis of the claim.
Stage Two
Commencing Court Proceedings
We will issue claims electronically via the Civil National Business Centre on all cases where a resolution was not reached after the Letter before action has expired. The debtors will have 14 or 28 days to file a defence.
Stage Three
Outcome of Claims
Where there is no defence filed, we can apply for a judgment to be entered. If a defence is filed, we will proceed as a defended action, including participating in mediation.
Stage Four
Judgment is obtained
In either circumstance, if the debtor has not paid then a judgment is entered by the court. This is commonly referred to as a CCJ.
Stage Five
Recovery of funds
In many instances, the debtor will make payment on receipt of a Judgment. Where the funds are not forthcoming, the case can be referred to DCBL for post-judgment enforcement
What is a Letter of claim?
A letter of claim or letter before action is a formal letter sent to a debtor setting out the basis for the claim and advising the debtor of the next steps should the situation remain unresolved. It is an important step in the pre-action process, as the Civil Procedure Rules encourage claims to be resolved prior to issuing a claim.
Our experienced litigation team can draft a formal letter of claim aimed at encouraging a debtor to resolve an issue amicably, leaving our client in the best position to issue proceedings if they don’t.
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What is a County Court Claim?
A County Court claim is brought against a debtor/defendant if they have not responded or resolved an issue after a letter of claim has expired. Once a claim has been issued, the debtor will have 14 days to respond or clear the balance. Typically, this process will result in a County Court Judgment being issued against the debtor, awarding a monetary amount to the claimant.
DCB Legal’s expert litigation team can swiftly issue a claim should the letter before action not resolve the situation, ensuring the best possible results for our clients.
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Can’t Pay? We’ll Take It Away!
Exclusively featured on Channel 5 & Netflix.
DCBL and their agents, exclusively featured on the popular series ‘Can’t Pay? We’ll take it away’, are now known worldwide as the face of High Court Enforcement – most notably for their ethical approach to enforcement of County Court Judgments and Possession orders.
DCBL’s decades of experience and unique brand awareness have led to some of the highest recovery rates in the industry. DCB Legal offers our clients a seamless transfer of cases to DCBL, allowing swift enforcement action carried out in an ethical and pragmatic manner.
phone0203 434 0426
