Letter Before Action
DCB Legal’s expert litigation team can assess a claim and swiftly issue a formal letter to resolve a debt amicably. Debtors will often engage to prevent further action.
Issuing a claim
Where a debtor has not engaged with the pre-action letter, we can issue a claim in the County or High Court. All clients can expect claims to be handled by our experienced lawyers.
Enforcing an order
Once DCB Legal have obtained an order, we can seamlessly transfer the case to DCBL, meaning our clients are in the best position to recover their debt without delay.
Alternative means of enforcement are also available.
Specialist Litigation Services With Bite
DCB Legal’s specialist litigation team can assist our clients with a wide verity of claims, from civil debt recovery to commercial contract dispute resolution. Together with DCBL, we provide a one solution service.
Specialist Litigation Lawyers
DCB Legal’s Specialist Litigation team provides our clients with an experienced and practical approach to a wide variety of claims, from debt recovery to contractual disputes. Our dedicated team works cohesively to allow us to ensure every claim is handled with diligence whilst maintaining excellent results for our clients.
We understand that any business, individual, or local authority can experience cash flow issues or contract disputes; our team can assist in all manner of situations to provide an ethical and cost-effective resolution.
DCB Legal Ltd is authorised and regulated by the Solicitors Regulation Authority under SRA registration number 638321.
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What’s involved in issuing a CCJ?
The process & timescales involved in issuing a CCJ are:
Stage One
Sending Letter Before Action
We will send a letter before action to the debtor, explaining the details of the debt, requesting the sums due and setting out the reasons why they owe you the money.
Stage Two
Debtor’s Response
An individual debtor (including Sole Traders) has 30 days from the date of the letter before action to respond. A debtor company has 14 days to respond.
Stage Three
Commencing Court Proceedings
If a debtor does not respond at all we can commence Court proceedings against them on your behalf.
Stage Four
14 Days to respond to the Court Proceedings
The debtor will have 14 days to respond to the Claim Form or pay the debt in full from the date the Claim Form is deemed served by the Court (usually five days after it is issued).
Stage Five
Judgment is Obtained
Judgment is obtained and enforcement options are discussed, if the debtor fails to make payment.
What is a Letter of claim?
A letter of claim or letter before action is a formal letter sent to a debtor setting out the basis for the claim and advising the debtor of the next steps should the situation remain unresolved. It is an important step in the pre-action process, as the Civil Procedure Rules encourage claims to be resolved prior to issuing a claim.
Our experienced litigation team can draft a formal letter of claim aimed at encouraging a debtor to resolve an issue amicably, leaving our client in the best position to issue proceedings if they don’t.
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What is a County Court Claim?
A County Court claim is brought against a debtor/defendant if they have not responded or resolved an issue after a letter of claim has expired. Once a claim has been issued, the debtor will have 14 days to respond or clear the balance. Typically, this process will result in a County Court Judgment being issued against the debtor, awarding a monetary amount to the claimant.
DCB Legal’s expert litigation team can swiftly issue a claim should the letter before action not resolve the situation, ensuring the best possible results for our clients.
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Can’t Pay? We’ll Take It Away!
Exclusively featured on Channel 5 & Netflix.
DCBL and their agents, exclusively featured on the popular series ‘Can’t Pay? We’ll take it away’, are now known worldwide as the face of High Court Enforcement – most notably for their ethical approach to enforcement of County Court Judgments and Possession orders.
DCBL’s decades of experience and unique brand awareness have led to some of the highest recovery rates in the industry. DCB Legal offers our clients a seamless transfer of cases to DCBL, allowing swift enforcement action carried out in an ethical and pragmatic manner.
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